Release equity and add value with land subdivision financing

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Land Subdivision


Wide range of options

Loans from $200k to $100 million, 1 week to 1 year.


Capitalise on the future

Loans for land development or subdivision

Release equity

Create new allotments for sale

Fast, transparent non-bank lending

Access property and development finance through top-tier non-bank lenders.

Getting the right property developing finance

There is a mistaken belief that profitable land development requires the construction of a house, or houses. However, a good proportion of the value of a property lies in the land, not in the buildings.

In fact, creating a new allotment through a land subdivision is often considered less risky and more profitable than developing and selling land with houses and the project timeframes are a lot shorter. This gives a property developer two good options when it comes to creating value from land: subdivide and build, or create and sell new bare land allotments. No matter which scenario you’re pursuing Wefund can help.

Getting the right property development finance from traditional banks and other major lenders can be difficult, as they’re limited in what funding they can offer for undeveloped property and vacant land. This includes restrictions on what costs they can finance, leaving a developer with a potential funding shortfall.

There are a range of factors at play with land subdivision, aside from the need to raise finance for a development. This includes council approvals when building, entailing comprehensive planning permits and Statements of Compliance. These can take between 12 and 18 months to complete if the process runs smoothly.

The costs associated with land subdivision aren’t insignificant either. Plans, permits, consultant’s fees and application fees can total $40,000 for a simple backyard subdivision – let alone a complex multi-unit development. On top of this are costs for onsite works like drainage, electricity, fencing, water and driveways – which you’ll need to cover whether you’re planning to build or sell undeveloped land.

This is why flexibility with funding is needed to allow for unexpected delays with permissions, site preparation costs and the sale process.

Wefund understands all the common pitfalls associated with land subdivision and will work with you to increase the return on your investment and deploy all our resources to ensure this happens in the shortest possible time.

When can Wefund provide finance for land subdivision?

You’re ready to start your new project, which requires land subdivision.
You want to subdivide property into smaller allotments for on-sale.
You need finance to buy land suitable for subdivision.
You don’t want to deal with multiple lenders.
You want finance cover for unexpected subdivision costs.

Types of Properties




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Land Subdivision Terms


Up to 65%

Loan Amount

Up to $500m

Term Length

Tailored to the project

Special Conditions

Low presale requirements

Why use Wefund for your land subdivision loan?

We offer fast, transparent non-bank property and development finance through our pre-qualified pool of over 60 lenders.

We’ve reinvented the way property developers and business owners obtain investment finance. Our platform streamlines the lending process using the latest technology for quicker, more reliable, and secure construction funding. This process is based on a proven structure used by Australia’s best commercial brokers, such as Wefund.

Wefund is more than just a technology platform, however. Our specialist team supports you to structure your application before it’s presented to the most appropriate lenders on our platform. After reviewing all the information, lenders are then free to submit their terms to finance a deal.

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